Some people, like immediate family and friends, can be challenging to shop for because one wants to ensure one has the perfect gift. But a few people are impossible to shop for since they have extremely discerning tastes. While it may be tempting to get a gift card in such cases, even this solution has its issues. Gift cards may seem straightforward, but people often make mistakes when shopping for one. Confuse the different kinds of gift cards Broadly, gift cards are two types: open-loop and closed-loop. Open-loop gift cards are not tied to a specific retailer or brand. They are mostly backed by a credit card issuer or a big bank, and they can be used anywhere. However, they come with an activation fee. Typically, this fee ranges from $3 to $7, depending on the issuing partner and other attributes. On the contrary, closed-loop cards work only on specific websites or stores. But the good thing is they do not have any fees associated with them. So, which card should you opt for? Closed-loop gift cards are recommended over open-loop gift cards. One of the top gift card mistakes to avoid is going with the ones that are associated with a payment service brand.

Getting hyped for the big game is exciting, but before clicking on the purchase button for online sports tickets, it’s essential to safeguard oneself from potential scams and fraud. In today’s digital age, buying tickets online offers convenience but also opens the door to risks. With the rise of counterfeit tickets and fraudulent sellers, knowing how to protect oneself is crucial. One must learn practical tips for a secure, stress-free experience when buying sports tickets. Understanding the risks When purchasing sports tickets online, buyers expose themselves to various risks, including counterfeit tickets, identity theft, and fraudulent sellers. Counterfeit tickets are becoming increasingly prevalent, with scammers using sophisticated methods to replicate authentic ticket designs. Additionally, fraudulent sellers may lure unsuspecting buyers with enticing offers, only to disappear once payment is made, leaving buyers without tickets and out of pocket. Researching the seller Before making any purchase, it’s essential to research the seller thoroughly. Look for reputable ticket vendors with a history of positive reviews and satisfied customers. Avoid purchasing tickets from unknown or unverified sellers, especially those offering deals that seem too good to be true. If buying from an individual seller on a marketplace or classifieds website, verify their identity and check for any red flags, such as inconsistent information or unprofessional communication.